commit 1c18d1cfdc3de426010e3c3647b7856e1a04b915 Author: katharinaott47 Date: Sat Dec 6 00:48:34 2025 +0800 Add Rebalancing 101 for Houston Investors diff --git a/Rebalancing-101-for-Houston-Investors.md b/Rebalancing-101-for-Houston-Investors.md new file mode 100644 index 0000000..0cb25b5 --- /dev/null +++ b/Rebalancing-101-for-Houston-Investors.md @@ -0,0 +1,2 @@ +
Start with goals, time horizons, and cash flow. Translate each goal into a target amount and date, then map investment risk and liquidity accordingly. Use [diversified building](https://www.bing.com/search?q=diversified%20building&form=MSNNWS&mkt=en-us&pq=diversified%20building) blocks and keep costs visible. Create an investment policy with rebalancing rules and guardrails for savings and withdrawals. Coordinate taxes, accounts, [financial advisor near me](http://www.befitsoft.com/lchjetta046907) and estate documents so the plan operates smoothly. Review annually to adjust contributions, allocations, and contingencies. Discipline and clarity are the edge. +
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